Credit Assessment: Evaluating and analyzing financial statements to determine the creditworthiness of loan applicants. Loan Underwriting: Conducting thorough due diligence and underwriting of unsecured loans in compliance with the company's credit policies. Risk Management: Identifying potential risks and implementing strategies to mitigate them, ensuring a healthy loan portfolio. Portfolio Management: Monitoring and managing the performance of the loan portfolio, ensuring timely repayments and minimal defaults. Compliance: Ensuring all credit activities comply with regulatory requirements and internal policies.