TalentAQ

TalentAQ

Regional Credit Manager - Unsecured Lending

Credit UnderwritingFull Time5-10 yearsMumbai, Maharashtra

Required Skills
15 skills

analytical skills
credit assessment skills
financial statement analysis
GST
banking trends
risk management
loan origination systems (LOS)
credit decisioning platforms
stakeholder management
decision-making
problem-solving
RBI
regulatory guidelines
credit underwriting
MSME lending

Job Description

<p>We are seeking a Regional Credit Manager to oversee credit underwriting for unsecured business loans. The ideal candidate will manage credit risk, ensure compliance with lending guidelines, and support business growth within the Mumbai (West) region.</p><p>Key Responsibilities:<br/>* Evaluate creditworthiness of loan applicants using financial statements and risk assessment models.<br/>* Manage a portfolio of business loan applications, ensuring timely processing and adherence to credit policies.<br/>* Collaborate with sales and relationship managers to structure loan products that meet customer needs.<br/>* Monitor loan performance and identify potential risks, implementing mitigation strategies as needed.</p><p>Required Skills:<br/>* Strong analytical and credit assessment skills.<br/>* Knowledge of financial statement analysis and risk management.<br/>* Excellent stakeholder management and decision-making abilities.</p>

We are seeking a Regional Credit Manager to oversee credit underwriting for unsecured business loans. The ideal candidate will manage credit risk, ensure compliance with lending guidelines, and support business growth within the Mumbai (West) region.

Key Responsibilities:
* Evaluate creditworthiness of loan applicants using financial statements and risk assessment models.
* Manage a portfolio of business loan applications, ensuring timely processing and adherence to credit policies.
* Collaborate with sales and relationship managers to structure loan products that meet customer needs.
* Monitor loan performance and identify potential risks, implementing mitigation strategies as needed.

Required Skills:
* Strong analytical and credit assessment skills.
* Knowledge of financial statement analysis and risk management.
* Excellent stakeholder management and decision-making abilities.

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