TalentAQ

TalentAQ

Senior US Mortgage Underwriter

UnderwritingFull Time4+ yearsChennai, Tamil nadu

Required Skills
6 skills

Creditworthiness
Loan applications
Credit reports
Risk assessment
Communication
Decision-making

Job Description

Analyze loan transactions to assess borrowers creditworthiness while ensuring compliance with regulatory and lender guidelines. Review loan applications, credit reports, appraisals, title, and closing documentation to determine loan risk. Verify and validate income, assets, and liabilities to support underwriting decisions. Ensure completeness, accuracy, and compliance of all loan documentation. Identify underwriting/data discrepancies and diligence issues. Prioritize deals in the workflow queue to minimize turnaround time. Utilize re-underwriting systems for input of conditions, credit information, property details, and borrower information. Monitor emails and Teams for timely responses to inquiries. Attend and successfully complete all required training programs.
Analyze loan transactions to assess borrowers creditworthiness while ensuring compliance with regulatory and lender guidelines. Review loan applications, credit reports, appraisals, title, and closing documentation to determine loan risk. Verify and validate income, assets, and liabilities to support underwriting decisions. Ensure completeness, accuracy, and compliance of all loan documentation. Identify underwriting/data discrepancies and diligence issues. Prioritize deals in the workflow queue to minimize turnaround time. Utilize re-underwriting systems for input of conditions, credit information, property details, and borrower information. Monitor emails and Teams for timely responses to inquiries. Attend and successfully complete all required training programs.

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