We are seeking a State Credit Manager to oversee and manage credit operations for our Loan Against Property (LAP) product in the Bangalore region. The ideal candidate will possess strong analytical skills, a deep understanding of financial statements, and experience in risk management within the NBFC sector.

Key Responsibilities:
* Conduct thorough credit assessments for LAP applications.
* Analyze financial statements, GST, and banking trends to evaluate creditworthiness.
* Implement and maintain risk management frameworks and underwriting models.
* Ensure compliance with RBI and regulatory guidelines for secured lending.

Required Skills:
* Strong analytical and credit assessment skills in LAP.
* Knowledge of financial statement analysis and banking trends.
* Understanding of risk management and underwriting models.